Retirement Calculator

Calculate how much you need to save monthly to retire comfortably

Plan Your Retirement

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Pre-Calculated Retirement Plans by Age

See how much to save at every age from 25 to 60

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Retirement Planning Basics

The 4% Rule

Withdraw 4% of savings annually for a 30-year retirement. To generate $60,000/year, save $1.5 million.

How Much to Save

Save 15-20% of gross income. Starting earlier means a smaller required percentage thanks to compound growth.

Employer Match

Always contribute enough to get the full employer match - it is an instant 50-100% return on your money.

Investment Returns

Stocks have historically returned about 10% annually (7% after inflation). A balanced portfolio may average 6-8%.

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Disclaimer: For educational purposes only. Not financial advice. Actual returns vary. Consult a financial advisor.